The Monk Who Sold His Ferrari by Robin Sharma

… the Garden is a symbol for the mind,… If you care for your mind, if you nurture it and if you cultivate it just like a fertile, rich garden, it will blossom far beyond your expectations. But if you let the weeds take root, lasting peace of mind and deep inner harmony will always elude you.

Truly enlightened people never seek to be like others. Rather, they seek to be superior to their former selves. Don't race against others. Race against yourself.

To dramatically improve the quality of your life, you must cultivate a new perspective of why you are here on Earth. There can be only one real reason for your being here: To contribute in a meaningful way.

Not Giving a Fuck does not mean being indifferent; it means being comfortable with being different

... what I'm talking about here is essentially learning how to focus and prioritize your thoughts effectively - how to pick and choose what matters to you and what does not matter to you... This is incredibly difficult. It takes a lifetime of practice and discipline to achieve. But it is perhaps the most worthy struggle one can undertake in ones's life.

... when you give a fuck about everyone and everything you will feel you're perpetually entitled to be comfortable and happy at all times, that everything is supposed to be just exactly the fucking way you want it to be. This is a sickness. And it will eat you alive. You will see every adversity as an injustice, every challenge as a failure, every inconvenience as a personal slight, every disagreement as a betrayal

The Subtle Art of Not Giving a F* ck

My World, My Reading

Nothing has meaning except for the meaning you give it.
No thought lives in your head rent-free. Each thought you have will either be an investment or a cost. It will either move you toward happiness and success or away from it. It will either empower you or disempower you. That's why it is imperative you choose your thoughts and beliefs wisely. - T. Harv Eker -

Nada tem significado, exceto o significado que você dá.

Nenhum pensamento vive na sua cabeça de graca. Cada pensamento que você tem será um investimento ou um custo. Ele irá movê-lo para a felicidade e o sucesso ou afasta-lo disso. Ele irá fortalece-lo ou enfraquece-lo.É por isso que é imperativo que você escolha seus pensamentos e crenças com sabedoria. - T. Harv Eker -

Secrets of the Millionaire Mind

Canadian Economy Roars with Better Then Expected News Just Before Labour Day Long Weekend

According to BNN (Business News Network), Canada's performance in the first six months of the year was the strongest since 2002 on a non-annualized basis and has made the country a growth leader among its industrialized peers.
The Real GDP rose 4.5% in the second quarter because of increased Household Spending (Vehicles, Clothing & Foot Wear...) and Exports, particularly Energy Products (Crude Oil and Natural Gas).

For more details on this click the links below:

Financial Post

Statistics Canada

Business Is Dropping Because Mortgages Are Now Harder to Get ...

According to "Financial Post" today, “Volumes decreased largely as a result of the new regulations,” said CMHC, referring to new income tests that have forced consumers with less than a 20 per cent down payment to qualify based on the Bank of Canada five-year posted rate, now 4.84 per cent, as opposed to the lower rate on their contract.

To Read the Full Article, please click below:
New Mortgage Rules Are Shrinking the Size of the Insured Housing Market

July 2017 Real Estate Numbers Are Out. Market Continues to Adjust: Sales Down by 40%, Avg. Selling Price Up by 5%

Toronto Real Estate Board President Tim Syrianos announced today that Greater Toronto Area REALTORS® reported 5,921 residential transactions through TREB’s MLS® System in July 2017.  This result was down by 40.4% on a year-over-year basis, led by the detached market segment – both in the City of Toronto and surrounding regions.
While sales were down, the number of new listings reported were only slightly (+5.1%) above last year’s level.
“A recent release from the Ontario government confirmed TREB’s own research which found that foreign buyers represented a small proportion of overall home buying activity in the GTA.  Clearly, the year-over-year decline we experienced in July had more to do with psychology, with would-be home buyers on the sidelines waiting to see how market conditions evolve,” said Mr. Syrianos.
“Summer market statistics are often not the best indicators of housing market conditions.  We generally see an uptick in sales following Labour Day, as a greater cross-section of would-be buyers and sellers start to consider listing and/or purchasing a home.  As we move through the fall, we should start to get a better sense of the impacts of the Fair Housing Plan and higher borrowing costs,” said TREB CEO John DiMichele.
The average selling price for all home types combined was up by 5% year-over-year to $746,218.
“Home buyers benefited from more choice in the market this July compared to the same time last year.  This was reflected in home prices and home price growth.  Looking forward, if we do see some would-be home buyers move off the sidelines and back into the market without a similar increase in new listings, we could see some of this newfound choice erode.  The recent changes in the sales and price trends have masked the fact that housing supply remains an issue in the GTA,” said Jason Mercer, TREB’s Director of Market Analysis.

Summary of TorontoMLS Sales and Average Price July 1 - 31, 2017
	2017			2016
	Sales	Average Price	New Listings	Sales	Average Price	New Listings
City of Toronto ("416")	2,303	759,441	4,499	3,485	690,597	4,859
Rest of GTA ("905")	3,618	737,801	9,672	6,444	721,218	8,623
GTA	5,921	746,218	14,171	9,929	710,471	13,482

Summary of TorontoMLS Sales and Average Price July 1 - 31, 2017
	2017			2016
	Sales	Average Price	New Listings	Sales	Average Price	New Listings
City of Toronto ("416")	2,303	759,441	4,499	3,485	690,597	4,859
Rest of GTA ("905")	3,618	737,801	9,672	6,444	721,218	8,623
GTA	5,921	746,218	14,171	9,929	710,471	13,482

Real Estate Brokerage Fined $250,000.00 for Mishandling Trust Accounts

Both HomeLife Victory Realty, which filed for bankruptcy in February 2016, and its broker of record, Victor Fishman, have had their real estate registration terminated, according to the Real Estate Council of Ontario (RECO), the industry regulator.
That means they can no longer trade in real estate in Ontario.

For more details click here